Car finance specialists
Welcome to Q-Finance
Sick of scrolling through endless car finance options? We hear you. At Q-Finance, we make vehicle financing easy, smart, and stress-free. Our team of finance experts is here to guide you through every step - from first click to final key turn.
Finance specialists
Once you have found the Vehicle that suits, we can arrange the finance for you too. We work with a selection of trusted lenders and take care of the whole process for you. If you would like to find out more, visit our finance page or get in touch with a member of the team.
Contact us
We'd be happy to talk through what you're looking for or answer any questions you have about a specific vehicle, just get in touch with us here.
Finance your next vehicle with confidence
Choose from over 400,000 cars in stock
Complete our free soft search credit application tool below
Representative Example: Borrowing £8,000 over 60 months with a representative APR of 18.8%, the amount payable would be £200.34 a month, with a total cost of credit of £4,020.11 and a total amount payable of £12,020.11.
Finance Your Next Car in 4 Simple Steps
We'll help you finance
How does car finance work?
Car finance lets you borrow money from a lender to pay for a new or used vehicle, which you then repay through fixed, affordable monthly instalments. The terms car finance covers several types of loans, each designed to suit different needs.
To find the best option, you'll first decide how much you want to borrow and how long you'd like to repay it over. You can also choose to put down a deposit, which reduces the total amount financed. Once your loan is approved, you'll make monthly repayments, plus interest, for the agreed term, typically between one and five years. Depending on the type of finance you choose, the loan may be secured against the car.
Where can I buy a car from?
You can select a car from any dealer on our reputable-dealer list. We perform thorough checks to ensure each dealer meets our standards, giving you peace of mind when buying your vehicle.
Will making an application effect my credit score?
An initial enquiry won't affect your credit score, as lenders only run soft searches to pre-approve your application. These appear on your credit file but are visible only to you. A hard search is completed only if you choose to proceed with a quotation and finalise a credit agreement.
Can I part exchange my current vehicle?
After you decide on the car you want, we'll sort out the part-exchange value with the dealer. All you need to do is bring in your old car and drive off in your new one.
How quickly can I get my new car?
If your application is straightforward and you've already chosen a car, you may be able to collect it the same day, depending on the lender. If you need your new vehicle quickly, just let us know and we'll do everything we can to push your application through as quickly as possible.
Can you help if I have bad credit?
We partner with a range of lenders who can provide finance for all credit profiles—even if your credit score is low. Some of our lenders specialise in supporting customers with poor credit. These agreements can also help improve your credit rating for future applications. Click 'Apply now' and let us find the best finance option for you.
